We have received many calls lately asking how bankruptcy can help during the financial crisis triggered by the the Covid-19 virus outbreak.  As everyone knows, recent months have seen unprecedented events disrupt the normal patterns of life all across the globe in the wake of the pandemic.  This turbulence has left many of us feeling apprehensive, uneasy, and insecure.  It has also caused a great deal of financial hardship for both businesses and individuals.  Many people are out of work, or have seen their incomes go down dramatically.

Seeking help to manage your financial burdens is just as important now as it always has been, and we want you to know that we are open and available to schedule appointments to discuss bankruptcy-related issues.  Our commitment and our dedication to serving our clients in bankruptcy have never been stronger.  All of the bankruptcy tools that were always there, are still there.  You can be assured that nothing has changed.  You still have available to you a wide range of bankruptcy, and non-bankruptcy, options to address your needs.  Relief is available to you.

Just as in the past, there are various types of bankruptcy that can be used to solve your personal and business financial problems.  Chapter 7, Chapter 13, Chapter 11, and Chapter 12 are all still there.  You still have the ability to:

• Stop garnishments
• Stop lawsuits
• Stop collection activities of all kinds
• Stop repossessions
• Stop foreclosures
• Stop creditor calls and communications
• Wipe out debts

Besides being able to do these things, the bankruptcy process can be used to handle an extremely wide variety of additional financial, personal, and business problems.  It can be used to change the terms of secured loans, to renegotiate contracts, to handle tax issues, and to take care of all kinds of consumer and business problems.  The power and the flexibility you have available to you is like nothing else.  And you should know that we will craft personalized, specific solutions for whatever situation you may be facing.

If you are facing financial problems in Kansas or Missouri, please know that we are available to schedule appointments during this Covid-19 crisis.  The first step is to set up a free consultation by giving us a call at 913-385-9900.