On September 28, 2021, we will be moving our office to a new location! Phillips & Thomas LLC will now be located in beautiful Park Place in Leawood, Kansas, which is very close to Town Center Plaza. The new address is:
Phillips & Thomas LLC
5251 W. 116th Place, Ste. 200
Leawood KS 66211
Of course, our phone number and email addresses will remain the same. We look forward to serving you at our new location!
Missouri changed the expungement laws on January 1, 2018, when Missouri statute §610.140 became effective. The statute was later amended in August 2019. This statute allowed for the expungement (removal) of a large number of offenses from the criminal record of a person (felonies, misdemeanors, and infractions) that were previously ineligible for expungement. However, those who are looking to have an old conviction in Missouri expunged should consult with an attorney at the earliest opportunity. The statute is complicated, and an evaluation process is necessary to determine whether a person is eligible.
We have received many calls lately asking how bankruptcy can help during the financial crisis triggered by the the Covid-19 virus outbreak. As everyone knows, recent months have seen unprecedented events disrupt the normal patterns of life all across the globe in the wake of the pandemic. This turbulence has left many of us feeling apprehensive, uneasy, and insecure. It has also caused a great deal of financial hardship for both businesses and individuals. Many people are out of work, or have seen their incomes go down dramatically.
When a criminal case has been filed, an arrest warrant will often be issued by a judge. Obviously, no one wants to have active warrants out there pending in the system, since it means a person can be taken into custody at any time. It turns out that courts and law enforcement agencies don’t like active warrants, either. The more warrants that are out there, the greater the burden of work that is placed on agencies to process and clear them.
The marijuana law in Missouri, like much else in life, is constantly evolving. Around the country, significant shifts have occurred in recent years with regard to longstanding laws about marijuana possession and prosecutions. In 2018 Missouri legalized the use of medical marijuana for patients with certain medical conditions who get approved by their doctor.
Chapter 12 bankruptcy cases in Missouri and Kansas, which are specifically designed for farmers, have been increasing in number in recent years as more and more farmers have been struggling with their debts. Modern farming has become very dependent on access to credit and then being able to timely pay these debts. When a farmer has a bump in the road that inhibits their ability to pay their debts, it can often severely impact their ability to continue farming. Chapter 12 bankruptcy is designed specifically to provide debt relief to farmers in this situation. Our law firm has experience with these types of cases.
When you file a bankruptcy case, one of your responsibilities is to make sure you have disclosed all your creditors. If a creditor is not listed on your case, the debt owed to that creditor will not be discharged; other problems can also arise in your case from a failure to disclose debts and assets. One of the most frequent questions we hear from our clients is, “I’m just not sure exactly who I owe money to! How can I find this out?”
The “means test” Form 122A in a Chapter 7 bankruptcy case is surrounded by myth, flawed perceptions, and misinformation. For many people it can be a scary prospect. You hear a lot of conflicting talk in the media about the means test, and everyone seems to have an opinion about one thing or another. Some people say it means one thing, and some people say it means something else. A book says one thing, a website says another. Everyone’s an expert, right? Wrong.
Many clients call our office after they have received the dreaded paperwork indicating that they have been sued by their credit card company. This process normally begins when someone gets a civil summons or a lawsuit petition delivered to their door, or to themselves personally. We understand that you may feel overwhelmed and confused. But although it can be a traumatic experience at first, realize that you have the power to take back control of your life. In this article we will explore what these collections lawsuits mean and what you can do to respond in an effective way.
Many people in this economy are finding themselves struggling to keep up on their car payments. When you get behind on your auto payment, you run the risk of your car being repossessed or “repoed.” A car loan gives the bank, finance company, or title loan company a lien on your vehicle: this is called a security interest. What does this mean? It means that the creditor (the “secured creditor”) has the right to take back the collateral (the car) if the payments are not made for a certain length of time. Banks or finance companies holdings such loans can use “repo men” to find and take back (“repossess”) cars that are in default on their payments.